Dans le commerce, tant national qu’international, les opérations de transport des marchandises par mer, fleuve, voie aérienne ou ferroviaire sont souvent tributaires d’accidents graves ou mineurs de toutes natures (casses, vol, mauvaise manutention, mouille, etc.). Ces risques imposent aux importateurs, exportateurs et autres opérateurs économiques locaux l’obligation de souscrire une assurance.
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